Anup Roy And Vishal Chhabria

Stories by Anup Roy And Vishal Chhabria

Banks are responsible for bad debt mess: RBI

Banks are responsible for bad debt mess: RBI

Rediff.com   22 Dec 2017

Banks might not have realised the exact implication of risky projects under PPP projects, which were getting implemented under high leverage

'RBI now has a problem of plenty'

'RBI now has a problem of plenty'

Rediff.com   5 Dec 2017

While RBI's foreign exchange reserves have swelled to over $400 billion, it has a 'sell' position of $981 billion.

Depositors, don't worry about losing money: Bankers

Depositors, don't worry about losing money: Bankers

Rediff.com   2 Dec 2017

Will the Financial Resolution and Deposit Insurance Bill endanger our bank deposits?

'We have to transparently define what is fraud and what is wilful default'

'We have to transparently define what is fraud and what is wilful default'

Rediff.com   24 Nov 2017

K C Chakrabarty, former deputy governor, RBI, talks to Anup Roy on issues in the new bankruptcy law and rules.

Bankers divided over tech vs human touch

Bankers divided over tech vs human touch

Rediff.com   7 Nov 2017

There's a long way to go before human beings are replaced by machines -- in banks at least.

Foreign banks' presence in India declining, confirms RBI

Foreign banks' presence in India declining, confirms RBI

Rediff.com   2 Nov 2017

Foreign banks had 317 branches in 2015-16; it has reduced to 286. In the same period, employee strength came down from 26,642 to 24,766.

India issues $1.95 billion green bonds in Q2

India issues $1.95 billion green bonds in Q2

Rediff.com   31 Oct 2017

Traditionally, issuance from Chinese companies dominate the green bond market, but other emerging market economies are coming up fast

How the economy stands to gain from bank recapitalisation move

How the economy stands to gain from bank recapitalisation move

Rediff.com   25 Oct 2017

The move will have cascading effects for lot of related sectors

RBI's most teething problem: Controlling inflation

RBI's most teething problem: Controlling inflation

Rediff.com   23 Oct 2017

A combination of farm loan debt waivers by state governments and the implementation of the pay commission award could entail some fiscal slippages and pose a risk to inflation

Why banks are uncomfortable with bankruptcy code

Why banks are uncomfortable with bankruptcy code

Rediff.com   4 Oct 2017

Recent tribunal rulings open prospects of large haircuts and barriers to auctioning of personal guarantees, among other issues

India's $400-billion forex reserves comes at a cost

India's $400-billion forex reserves comes at a cost

Rediff.com   29 Sep 2017

What the reserves offer for now is improved import coverage of about 13 months, almost double the 2013 level of less than seven months. And, ammunition to arrest a rapid rupee slide, says Anup Roy.

Why recapitalisation of PSU banks is so challenging

Why recapitalisation of PSU banks is so challenging

Rediff.com   24 Sep 2017

Anup Roy and Krishna Kant on the challenges the public sector banks face in revitalising themselves

Have you tried using games to help you save money?

Have you tried using games to help you save money?

Rediff.com   22 Sep 2017

Banks play 'mind games' to woo customers. Big data and 'games' are now the tools of the trade.

Double-digit growth at Nestle: Over ambitious or realistic?

Double-digit growth at Nestle: Over ambitious or realistic?

Rediff.com   12 Sep 2017

The double-digit growth in itself is eye-popping, given the FMCG sector has seen low single-digit volume growth in recent times.

DeMo might not have been a success after all: Raghuram Rajan

DeMo might not have been a success after all: Raghuram Rajan

Rediff.com   4 Sep 2017

'The RBI risks becoming dangerously weakened, as successive governments and finance ministers have misunderstood its role'.

Most Indians not financially ready for old age. Be the smart minority

Most Indians not financially ready for old age. Be the smart minority

Rediff.com   27 Aug 2017

As households age, they pile up debt, a peculiarity unique to Indians, a Financial Stability and Development Council report has found. Here are the key takeaways.

Right to Privacy: Aadhaar seeding in bank accounts in peril

Right to Privacy: Aadhaar seeding in bank accounts in peril

Rediff.com   25 Aug 2017

According to a legal expert, the clause of 'reasonable restriction' could still mean the government can make Aadhaar mandatory for monetary transactions and therefore, for banking.

Guess why RBI is introducing Rs 200 notes

Guess why RBI is introducing Rs 200 notes

Rediff.com   24 Aug 2017

With the introduction of new notes, India will have denominations of Rs 1, 2, 5, 10, 20, 50, 100, 200, 500 and 2000.

Raghuram Rajan is back with I Do What I Do

Raghuram Rajan is back with I Do What I Do

Rediff.com   24 Aug 2017

RBI ex-governor's book on 'those turbulent but exciting times' to be launched on Sept 5 in Chennai.

RBI rate cut: Why it's good news for investors

RBI rate cut: Why it's good news for investors

Rediff.com   3 Aug 2017

Higher rural incomes, pay commission benefits, and lower interest rates are key positives: Analysts